Get access to a business mortgage loan by leveraging your property
Mortgage financing can help expand your business to additional or new real estate, fund capital improvements, or pursue new business and growth opportunities by taking advantage of the equity in your property.
Contact us to learn more about Mortgage Financing
Call now to speak to a mortgage loans company specialist today.
Mortgage Financing - Simplified
How funding works
A lien is put on a currently-owned property in order to obtain funds for any purpose
A lien is put on a property that you are looking to buy in order to obtain business mortgage loan for its purchase
Rates are based on
The security and length of the loan
The loan to value ratio
Profit and loss statements
Property info: appraisal or broker’s opinion of value (BOV)
3 most recent years tax returns
Personal financial statements – updated within last 60 days
Do you own any commercial property?
Are you looking to buy any commercial property?
Is the commercial property currently producing income?
Is there any debt on the property?
How many units are on the property?
Good to know
Business Mortgage Loan is only available for income-producing property
The most common way for a property to produce income is by having tenants
A property with both a business and a tenant on it is referred to as a mixed use property
Learn more about our mortgage financing options:
The team of professionals at MCF mortgage loans company will walk you through every step of the loan process and get you the most favorable terms for your commercial mortgage needs.
Our mortgage experts and commercial underwriters will identify the right solution for your small business needs. Options include:
Fixed rate loans — the most common business mortgage loan to take on real estate. These mortgages have a fixed interest rate and payment for the full life of the loan.
Construction loans — provides the capital necessary to cover construction costs for a real estate project.
Bridge loans — a higher interest rate, short-term loan that serves as a source of capital until a person or company secures permanent funding.
Mezzanine loans — a high return option that helps a business increase its cash flow and show a higher bottom-line profit.
Land loans — used to finance the purchase of a plot of land or vacant lot.
Agency loans — business mortgage loans issued by Fannie Mae, Freddie Mac, or Ginnie Mae (the three government-backed agencies that guarantee mortgages).
Preferred equity — alternative financing option that represents an unsecured ownership interest in the company.
Commercial mortgage-backed securities (CMBS) — fixed-income investments backed by mortgages on commercial properties rather than residential real estate.
What our clients are saying about our solutions
Our Financial Solutions and Business Services support our clients as they stay competitive and grow to keep our nation’s economy alive.
Proud owner of a restaurant in California and was seeking capital to open a second location. My specialist at Motor City Funding Funding got me the exact dollar amount I needed to open, including renovation and equipment costs.
Accelerate the growth of your business
Small Business Loans. Merchant Cash Advances. Payroll, HR, Employee Benefits. Websites & SEO.
Over 100 funding specialists to keep you going
15 financing options and small business products
Unsecured funding up to $2,000,000
Get funding in 48 hours