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Mortgage Financing

Mortgage Financing

Get access to a business mortgage loan by leveraging your property

Mortgage financing can help expand your business to additional or new real estate, fund capital improvements, or pursue new business and growth opportunities by taking advantage of the equity in your property.

Contact us to learn more about Mortgage Financing

Call now to speak to a mortgage loans company specialist today.

Mortgage Financing - Simplified

1

How funding works

  • A lien is put on a currently-owned property in order to obtain funds for any purpose

  • A lien is put on a property that you are looking to buy in order to obtain business mortgage loan for its purchase

2

Rates are based on

 

  • The security and length of the loan

  • The loan to value ratio

  • Your credit

3

Required documents

  • Profit and loss statements

  • Property info: appraisal or broker’s opinion of value (BOV)

  • 3 most recent years tax returns

  • Personal financial statements – updated within last 60 days

4

Ask yourself

  • Do you own any commercial property?

  • Are you looking to buy any commercial property?

  • Is the commercial property currently producing income?

  • Is there any debt on the property?

  • How many units are on the property?

5

Good to know

  • Business Mortgage Loan is only available for income-producing property

  • The most common way for a property to produce income is by having tenants

  • A property with both a business and a tenant on it is referred to as a mixed use property

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Learn more about our mortgage financing options:

  • The team of professionals at MCF mortgage loans company will walk you through every step of the loan process and get you the most favorable terms for your commercial mortgage needs.

  • Our mortgage experts and commercial underwriters will identify the right solution for your small business needs. Options include:​

  • Fixed rate loans — the most common business mortgage loan to take on real estate. These mortgages have a fixed interest rate and payment for the full life of the loan.

  • Construction loans — provides the capital necessary to cover construction costs for a real estate project.

  • Bridge loans — a higher interest rate, short-term loan that serves  as a source of capital until a person or company secures permanent funding.

  • Mezzanine loans — a high return option that helps a business increase its cash flow and show a higher bottom-line profit.

  • Land loans — used to finance the purchase of a plot of land or vacant lot.

  • Agency loans — business mortgage loans issued by Fannie Mae, Freddie Mac, or Ginnie Mae (the three government-backed agencies that guarantee mortgages).

  • Preferred equity — alternative financing option that represents an unsecured ownership interest in the company.

  • Commercial mortgage-backed securities (CMBS) — fixed-income investments backed by mortgages on commercial properties rather than residential real estate.

What our clients are saying about our solutions

Our Financial Solutions and Business Services support our clients as they stay competitive and grow to keep our nation’s economy alive.

Image by Jason Leung

Proud owner of a restaurant in California and was seeking capital to open a second location. My specialist at Motor City Funding Funding got me the exact dollar amount I needed to open, including renovation and equipment costs.

Harry R

Restaurant Owner

Accelerate the growth of your business

Small Business Loans. Merchant Cash Advances. Payroll, HR, Employee Benefits. Websites & SEO.

100+

Specialists

Over 100 funding specialists to keep you going

15

Financing Options

15 financing options and small business products

$2M

Funding Upto

Unsecured funding up to $2,000,000

48

Hours

Get funding in 48 hours

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